Public and Employers Liability Insurance
All organisations have legal responsibilities to their employees, customers and the general public. These liabilities are managed by transferring much of the risk to insurers. This takes the form of:
Employers Liability Insurance – covers an organisation’s liability to its employees for injury, disease and damage. This cover is compulsory for employers.
Public Liability Insurance – Covers an organisation’s liability to the public for injury and loss that result from its business operations.
Products Liability – This cover is usually an extension of the public liability cover and extends insurance for injury damage or loss that results from the sale of goods.
Financial Loss – Again an extension of a public or products liability policy in that cover is extended to cover the pure financial loss caused by a product or action that did not result in any physical damage.
Products Recall – covers the costs involved in recalling faulty products.
As one of the UK's leading independent insurance brokers, Berns Brett work with many of the largest insurers to provide extensive cover for almost all trades and occupations. We will always discuss your requirements in detail before recommending cover but to start the quotation process please complete the online preliminary information form (below) or call us on 0800 3588 222.